ISO 8583

ICD Details

Data Field Type Usage
1 b 64 Bit map (b 128 if secondary is present and b 192 if tertiary is present)
2 n ..19 Primary account number (PAN)
3 n 6 Processing code
4 n 12 Amount, transaction
5 n 12 Amount, settlement
6 n 12 Amount, cardholder billing
7 n 10 Transmission date & time
8 n 8 Amount, cardholder billing fee
9 n 8 Conversion rate, settlement
10 n 8 Conversion rate, cardholder billing
11 n 6 System trace audit number
12 n 6 Time, local transaction (hhmmss)
13 n 4 Date, local transaction (MMDD)
14 n 4 Date, expiration
15 n 4 Date, settlement
16 n 4 Date, conversion
17 n 4 Date, capture
18 n 4 Merchant type
19 n 3 Acquiring institution country code
20 n 3 PAN extended, country code
21 n 3 Forwarding institution. country code
22 n 3 Point of service entry mode
23 n 3 Application PAN sequence number
24 n 3 Function code (ISO 8583:1993)/Network International identifier (NII)
25 n 2 Point of service condition code
26 n 2 Point of service capture code
27 n 1 Authorizing identification response length
28 x+n 8 Amount, transaction fee
29 x+n 8 Amount, settlement fee
30 x+n 8 Amount, transaction processing fee
31 x+n 8 Amount, settlement processing fee
32 n ..11 Acquiring institution identification code
33 n ..11 Forwarding institution identification code
34 ns ..28 Primary account number, extended
35 z ..37 Track 2 data
36 n …104 Track 3 data
37 an 12 Retrieval reference number
38 an 6 Authorization identification response
39 an 2 Response code
40 an 3 Service restriction code
41 ans 8 Card acceptor terminal identification
42 ans 15 Card acceptor identification code
43 ans 40 Card acceptor name/location (1-23 address 24-36 city 37-38 state 39-40 country)
44 an ..25 Additional response data
45 an ..76 Track 1 data
46 an …999 Additional data – ISO
47 an …999 Additional data – national
48 an …999 Additional data – private
49 a or n 3 Currency code, transaction
50 a or n 3 Currency code, settlement
51 a or n 3 Currency code, cardholder billing
52 b 64 Personal identification number data
53 n 16 Security related control information
54 an …120 Additional amounts
55 ans …999 Reserved ISO
56 ans …999 Reserved ISO
57 ans …999 Reserved national
58 ans …999 Reserved national
59 ans …999 Reserved national
60 ans …999 Reserved national
61 ans …999 Reserved private
62 ans …999 Reserved private
63 ans …999 Reserved private
64 b 16 Message authentication code (MAC)
65 b 1 Bitmap, extended
66 n 1 Settlement code
67 n 2 Extended payment code
68 n 3 Receiving institution country code
69 n 3 Settlement institution country code
70 n 3 Network management information code
71 n 4 Message number
72 n 4 Message number, last
73 n 6 Date, action (YYMMDD)
74 n 10 Credits, number
75 n 10 Credits, reversal number
76 n 10 Debits, number
77 n 10 Debits, reversal number
78 n 10 Transfer number
79 n 10 Transfer, reversal number
80 n 10 Inquiries number
81 n 10 Authorizations, number
82 n 12 Credits, processing fee amount
83 n 12 Credits, transaction fee amount
84 n 12 Debits, processing fee amount
85 n 12 Debits, transaction fee amount
86 n 16 Credits, amount
87 n 16 Credits, reversal amount
88 n 16 Debits, amount
89 n 16 Debits, reversal amount
90 n 42 Original data elements
91 an 1 File update code
92 an 2 File security code
93 an 5 Response indicator
94 an 7 Service indicator
95 an 42 Replacement amounts
96 b 64 Message security code
97 x+n 16 Amount, net settlement
98 ans 25 Payee
99 n ..11 Settlement institution identification code
100 n ..11 Receiving institution identification code
101 ans ..17 File name
102 ans ..28 Account identification 1
103 ans ..28 Account identification 2
104 ans …100 Transaction description
105 ans …999 Reserved for ISO use
106 ans …999 Reserved for ISO use
107 ans …999 Reserved for ISO use
108 ans …999 Reserved for ISO use
109 ans …999 Reserved for ISO use
110 ans …999 Reserved for ISO use
111 ans …999 Reserved for ISO use
112 ans …999 Reserved for national use
113 ans …999 Reserved for national use
114 ans …999 Reserved for national use
115 ans …999 Reserved for national use
116 ans …999 Reserved for national use
117 ans …999 Reserved for national use
118 ans …999 Reserved for national use
119 ans …999 Reserved for national use
120 ans …999 Reserved for private use
121 ans …999 Reserved for private use
122 ans …999 Reserved for private use
123 ans …999 Reserved for private use
124 ans …999 Reserved for private use
125 ans …999 Reserved for private use
126 ans …999 Reserved for private use
127 ans …999 Reserved for private use
128 b 64 Message authentication code

Response Code

00;Successful approval/completion or that V.I.P. PIN verification is valid
01;Refer to card issuer
02;Refer to card issuer, special condition
03;Invalid merchant or service provider
04;Pickup card
05;Do not honor
07;Pickup card, special condition (other than lost/stolen card)
10;Partial Approval
11;V.I.P. approval
12;Invalid transaction
13;Invalid amount (currency conversion field overflow);or amount exceeds maximum for card program
14;Invalid account number (no such number)
15;No such issuer
19;Re-enter transaction
21;No action taken (unable to back out prior transaction)
25;Unable to locate record in file, or account number is missing from the inquiry
28;File is temporarily unavailable
41;Pickup card (lost card)
43;Pickup card (stolen card)
51;Insufficient funds
52;No checking account
53;No savings account
54;Expired card
55;Incorrect PIN
57;Transaction not permitted to cardholder
58;Transaction not allowed at terminal
59;Suspected fraud
61;Activity amount limit exceeded
62;Restricted card (for example, in Country Exclusion table)
63;Security violation
65;Activity count limit exceeded
75;Allowable number of PIN-entry tries exceeded
76;Unable to locate previous message (no match on Retrieval Reference number)
77;Previous message located for a repeat or reversal, but repeat or reversal data are inconsistent with original message
78;’Blocked, first used’—The transaction is from a new cardholder, and the card has not been properly unblocked.
80;Visa transactions: credit issuer unavailable. Private label and check acceptance: Invalid date
81;PIN cryptographic error found (error found by VIC security module during PIN decryption)
82;Negative CAM, dCVV, iCVV, or CVV results
83;Unable to verify PIN
85;No reason to decline a request for account number verification, address verification, CVV2 verification, or a credit voucher or merchandise return
91;Issuer unavailable or switch inoperative (STIP not applicable or available for this transaction)
92;Destination cannot be found for routing
93;Transaction cannot be completed; violation of law
96;System malfunction, System malfunction or certain field error conditions
B1;Surcharge amount not permitted on Visa cards (U.S. acquirers only)
N0;Force STIP
N3;Cash service not available
N4;Cashback request exceeds issuer limit
N7;Decline for CVV2 failure
P2;Invalid biller information
P5;PIN Change/Unblock request declined
P6;Unsafe PIN
Q1;Card Authentication failed
R0;Stop Payment Order
R1;Revocation of Authorization Order
R3;Revocation of All Authorizations Order
XA;Forward to issuer
XD;Forward to issuer
Z3;Unable to go online



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